Cash Flow Analysis
Cash flow analysis is the tool that helps determine whether a client is living within or beyond their income, and whether they will have accumulated enough savings to support their desired lifestyle in retirement. We have found that spending and saving patterns can be highly predictive of long-term financial success, and yet this critical area is often overlooked by both clients and professionals alike.
Major financial goals – such as paying off debt, a home purchase, college education, retirement, gifting and estate bequests – all become part of our financial forecast model for every client. This model helps determine the savings goals that will be required to insure that their most important goals can be met.