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Diversifying through Asset Allocation
"Diversify, diversify, diversify. You should have stocks or mutual funds that include foreign and U.S. stocks of all sizes, emerging markets and real estate. Diversification is the name of the game because it saves you from a multitude of evils."
- Ben Stein
Long-term investment results are best achieved through careful diversification across a broad spectrum of asset classes. This approach reduces unnecessary risk and volatility in an investment portfolio, whether the investment approach is conservative or aggressive. Over the years, we have refined our approach to diversification and since 1999 have employed four primary investment models for all our client accounts. These models are comprised of carefully researched no-load, low cost, actively-managed mutual funds that are typically ranked in the top 10-25% of their field. Primary model and mutual fund research is provided to us by institutional money manager Litman Gregorys Advisor Intelligence service. Litman Gregory has been employing mutual fund model portfolios for its own clients since 1990. Each of our models is allocated between US Large Cap, US Small Cap, Foreign and Fixed Income funds. Within these asset classes, we strive for a balance between "Growth" and "Value" style managers. We will employ other asset classes such as real estate, high-yield and alternative investment funds to supplement our core model allocations. |
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| Copyright 2005 MW Investment Strategy Group Inc. | Site Credits | ||||||||