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Notes From the Fieldby Martin Weil

June 14, 2011

The cost of lifetime insurance

Felix Salmon discusses Bill Gates’ plans for leaving his children a minimal amount of money but importantly insure that they never have any health worries.

How much would it cost for Bill Gates to buy a lifetime’s worth of gold-plated health insurance for one of his daughters, covering any conceivable medical expense, in full, not only for her life but also for any future spouse and all future children she may have? Assume this is a single-premium deal, where he simply writes a check today and his daughter and her hypothetical future family are covered for the rest of their lives.

It presents another interesting angle from which to consider the mess that is the US healthcare funding system.

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